We exist because most survey outputs don’t answer the questions that determine underwriting position.
Occusurv is a South African Loss Intelligence firm. We work with insurers, underwriting teams, and brokers on complex industrial, manufacturing, warehousing, and commercial risks.
Our work is built around a single question: how will this risk actually perform in a loss event — not how does it appear on paper?
We translate that field intelligence into the Loss Intelligence Report — weighted, prioritised exposure data covering real-world PML, hidden BI exposure, fire behaviour and compartmentation, and protection reality. Built for underwriting decisions. Not survey compliance.
Beyond the assessment, our post-survey governance process tracks whether underwriting assumptions remain accurate between survey and renewal. Operations change. Occusurv tracks whether the underwriting position keeps pace.
Occusurv’s surveyors bring deep technical expertise combined with a precise understanding of how risk intelligence is used in underwriting decisions. That combination is rarer than it should be.
Our surveyors assess how risk conditions influence fire spread, loss development, and business interruption in realistic loss scenarios — then structure those findings in a form that directly supports underwriting decisions.
The result is a Loss Intelligence Report an underwriter can use without translation.
